Bank statement PDF to Excel, checked line by line
Built for Indian accountants, CA firms and businesses. Convert statements from any bank into clean Excel or CSV, with a balance check on every row so you can trust the numbers before they go into your books.
Convert your statement, free
Processed in memory and never stored. Your file name and password are never saved.
Step 1
Upload
Drop a bank statement PDF. Password-protected files are fine: type the password once.
Step 2
Check
Every row is checked against the running balance. Anything that doesn't add up is flagged with its row number.
Step 3
Download
Get clean Excel or CSV with dates, narrations, references and amounts as real values.
Why accountants use ScrutinyReady
Most converters hand you a spreadsheet and hope it’s right. We check it. Opening balance plus every deposit, minus every withdrawal, must equal each balance the bank printed. If a single row is misread, you see exactly which one, instead of finding out when the books don’t tally.
Indian statements have their own quirks: amounts written as 1,00,000.00, narrations that wrap across lines, overdrawn balances marked Dr, statements printed newest-first. ScrutinyReady handles all of these and puts your rows in date order.
Your statement is processed in memory on servers in India and never stored: not the file, not the transactions, not the password. No ads appear next to your data, and it’s never sent to any AI service.
Make every client scrutiny-ready
- A review report on every statement: cash deposits of ₹2 lakh+ in a day, yearly cash near the SFT and 194N levels, bounced cheques and NACH returns, GST and TDS payments
- Party names picked out of UPI, NEFT and IMPS narrations
- Tally XML vouchers (beta): Payment, Receipt and Contra, ready to import
- Combine a year of monthly statements and check that balances carry over and no month is missing
Coming soon
- Ledger mapping that remembers each client’s choices
- Scanned statements
- Bulk upload for CA firms
Popular banks
Questions
Which banks are supported?
Any bank whose statement has a readable transaction table. Dedicated readers for SBI, HDFC, ICICI, Axis and Kotak are being tuned on real statements; until they're ready those banks, like all others, are labelled "best effort", and the balance check tells you whether every row came through.
Can it read scanned statements?
Not yet. Scanned (photographed or printed-then-scanned) PDFs need text recognition, which is coming soon on paid plans. Statements downloaded from net banking or received by email work today.
Do you keep my bank statement?
No. Your PDF is read in memory on servers in India and the extracted rows are sent straight back to your browser. Nothing is saved on our side: no file, no transactions, no password.
What happens if the balances don't add up?
We check every row: the previous balance plus deposits minus withdrawals must equal the balance printed on that row. If anything doesn't match, we show a warning with the row numbers instead of quietly giving you wrong data.