Why converting an SBI statement by hand is slow
A busy SBI account can run to hundreds of transactions a month. Copying them from a PDF into Excel means fixing merged cells, split narrations and amounts that paste as text. One wrong digit throws off every balance after it, and you only find out at the end.
ScrutinyReady reads the transaction table directly, joins narrations that wrap onto two lines, converts amounts written the Indian way (1,00,000.00) into real numbers, and writes dates in a format Excel understands.
What you get in the Excel file
One row per transaction with Date, Narration, Cheque/Reference number, Withdrawal, Deposit, a signed Amount column (withdrawals negative) and Balance. Numbers are stored as numbers, so totals, filters and pivot tables work straight away.
A second sheet called Check shows the opening balance, closing balance, the balance we calculated from the transactions, and whether they match.
Statements from SBI branches and net banking
SBI statements come from YONO, OnlineSBI, branch printouts and emailed e-statements, and the layouts are not all the same. Our dedicated SBI reader is being tuned on real statements. Until it's finished, SBI files go through our general reader and are labelled "best effort", and the balance check tells you whether every row came through correctly.
Your data stays private
Statements are processed in memory on servers in India and nothing is saved. The rows come back to your browser, and the Excel file is built from what your browser sends back. We never see your file name, and we never store your PDF password.